How Much Should I be Saving?
If we look at the economic climate over the last 3 years, it is hard to argue the importance of savings. Over the last 30 years, the United States has become a nation of spenders rather than a nation of savers. (read more...)
Dollars and Sense
You would think that most people who are investing or borrowing money to buy a house are relatively smart people by nature. If this is the case, how did we get in the situation we are today in terms of the economy (read more...)?
What to Look for in a Bank
On a daily basis you probably drive past 5-6 banks, if not more. While surfing the web you probably see an equal number of banner ads for banks advertising CDs or accounts. Which is right for you (read more...)?
Credit Card Disputes
Credit cards can often get people into trouble for over-spending, but there can be a lot of unknown benefits for using a credit card. One of the biggest benefits of using a credit card is the protection that it provides you when making a purchase (read more...)
Lost Your Job
If you are one of the unfortunate people to suffer a layoff you understand how difficult things can be, both financially and emotionally. Something like a layoff is never easy to cope with, but should it happen here are some basic steps to remember (read more...)
2009 Hybrid Tax Credit
You have probably heard a lot about the credit you can get if you purchase a hybrid vehicle. The good news is the $3400 tax credit is still available for 2009 (read more...)
How to Negotiate Fees
Many times people really do not read all the fine print associated with an agreement for a credit account such as a credit card, phone, or cable TV. Situations often arise where fees can be charged and customers often times simply pay the fees and do not worry about it - thinking it is just something they have to pay. However, in some situations it may be worth your time to call the company and ask them to forgive the fee (read more...)
Credit Card Legislation
We have all heard the news about new credit card legislation coming into affect, but few know what it really means to them. Basically the Credit Card Accountability, Responsibility, and Disclosure Act has 13 mandates that will be phased in over the next year (read more...)
Is Debt Consolidation Always a Good Option?
Debt consolidation is undoubtedly a good option to get out of debt but you need to abide by the repayment plan religiously. (read more...)
If we look at the economic climate over the last 3 years, it is hard to argue the importance of savings. Over the last 30 years, the United States has become a nation of spenders rather than a nation of savers. (read more...)
Dollars and Sense
You would think that most people who are investing or borrowing money to buy a house are relatively smart people by nature. If this is the case, how did we get in the situation we are today in terms of the economy (read more...)?
What to Look for in a Bank
On a daily basis you probably drive past 5-6 banks, if not more. While surfing the web you probably see an equal number of banner ads for banks advertising CDs or accounts. Which is right for you (read more...)?
Credit Card Disputes
Credit cards can often get people into trouble for over-spending, but there can be a lot of unknown benefits for using a credit card. One of the biggest benefits of using a credit card is the protection that it provides you when making a purchase (read more...)
Lost Your Job
If you are one of the unfortunate people to suffer a layoff you understand how difficult things can be, both financially and emotionally. Something like a layoff is never easy to cope with, but should it happen here are some basic steps to remember (read more...)
2009 Hybrid Tax Credit
You have probably heard a lot about the credit you can get if you purchase a hybrid vehicle. The good news is the $3400 tax credit is still available for 2009 (read more...)
How to Negotiate Fees
Many times people really do not read all the fine print associated with an agreement for a credit account such as a credit card, phone, or cable TV. Situations often arise where fees can be charged and customers often times simply pay the fees and do not worry about it - thinking it is just something they have to pay. However, in some situations it may be worth your time to call the company and ask them to forgive the fee (read more...)
Credit Card Legislation
We have all heard the news about new credit card legislation coming into affect, but few know what it really means to them. Basically the Credit Card Accountability, Responsibility, and Disclosure Act has 13 mandates that will be phased in over the next year (read more...)
Is Debt Consolidation Always a Good Option?
Debt consolidation is undoubtedly a good option to get out of debt but you need to abide by the repayment plan religiously. (read more...)